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Showing posts from December, 2021

3 common business insurance mistakes that can cost you big

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Business insurance Las Vegas is an important step towards protecting your company and its assets. What you may not realize is that gaps in coverage can be costly for your company. Here are some of the most common mistakes to avoid when it comes to insuring your business. Not having enough coverage There's more to protecting your business than just making sure you have insurance. You also need to make sure you're insured for the right amount and the right type of coverage. For example, if someone slips and falls on a wet floor in your restaurant and is injured, that would be covered under general liability insurance, which covers bodily injury and property damage claims. But what if they were also bitten by a rat? In this scenario, general liability insurance might not cover their medical expenses or any pain and suffering they experienced as a result of the rodent bite. In this case, it's important to make sure you have an extra layer of protection through occurrence-based...

The Basics of Commercial Truck Insurance

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When it comes to commercial truck insurance Texas there are some basic terms that must be defined so as to have a clear understanding of what needs to be done when filing a claim. Any insurance adjuster will tell you that the first thing they do when speaking with someone about their loss is ask them if they have any previous claims filed. The next question they will ask is what was your last policy limit on your vehicle? If you can answer these two questions then chances are you are completely covered under the circumstances of the accident, however this isn't always enough information for insurers or even motor carriers who are buying cargo up coverage. Carriers often include comprehensive limits on policies similar to what is carried on an automobile policy. Comprehensive insurance, also called other than collision, covers damage to a vehicle that is not the result of a traffic accident. This would include things such as fire, theft, windstorm, hail, flood and vandalism. The te...

Why do I need an insurance agent?

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It's a good question to ask. Insurance is a complicated business, and not something you want to be fooled about. It can seem like a pain in the neck to have an agent when it sounds like you could just buy your own policy online or from another company. But, Las Vegas Insurance agents are actually very important because they know the ins and outs of every type of insurance. Plus, they'll help you find exactly what you need to be covered in order to avoid any problems in the future. This blog will tell you how agents can help with everything from saving money on car insurance to finding life insurance for the family. Insurance agents can help you find the best insurance for your needs The key to finding the right insurance is working with an expert. Insurance agents are experts in their field, and they can take care of everything for you. From helping you find the right policy to answering any questions about your coverage, agents are there to help you figure it all out. Plus, a...

How to Choose the Best Las Vegas Insurance Agent for Your Business

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  When it comes to business insurance, the right choice will save you money and keep your best employees. The right choice will also protect you from unforeseen costs. It's important to find a broker who can provide you with all of the coverage you need and can provide you with the services you need. It's important to take some time to find the right agent, and spend some time comparing brokers. A good Las Vegas insurance agent will charge a fee for their services, although many larger businesses set up fee-based arrangements with agents. Finding the best insurance for your business can be a daunting task, so it's important to find a broker who is experienced and familiar with the local healthcare system. An independent agent is an invaluable resource in your quest to find the right coverage and at the best price. In addition to offering unbiased advice, an independent broker is often able to quote prices from more carriers than a traditional insurance agent can. Read more...

How to get the best insurance rates

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If you are a business owner in Las Vegas, Business insurance Las Vegas your number one priority should be be insured. Why? Insurance can save your business in many different ways. The best way for you to get the lowest rates is to do your research. You will need to know what type of insurance you want and how much you are willing to pay. It is also important that you get insurance for the right reasons. Find out what these are below! Check your credit score If you are looking for business insurance, you should also check your credit score. Insurance providers look at your credit score when they determine how much they will insure. They will also make sure that they have enough money to pay off any claims if your business experiences an accident or disaster. If you don't have a high enough credit score, it can be hard to find insurance companies who will give you a quote on the amount of coverage and premiums that they offer. If you get a quote with an insurance company and then fi...