The Basics of Commercial Truck Insurance
When it comes to commercial truck insurance Texas there are some basic terms that must be defined so as to have a clear understanding of what needs to be done when filing a claim. Any insurance adjuster will tell you that the first thing they do when speaking with someone about their loss is ask them if they have any previous claims filed. The next question they will ask is what was your last policy limit on your vehicle? If you can answer these two questions then chances are you are completely covered under the circumstances of the accident, however this isn't always enough information for insurers or even motor carriers who are buying cargo up coverage. Carriers often include comprehensive limits on policies similar to what is carried on an automobile policy. Comprehensive insurance, also called other than collision, covers damage to a vehicle that is not the result of a traffic accident. This would include things such as fire, theft, windstorm, hail, flood and vandalism. The te...